With the bureaucratic nightmare that often permeates the insurance business in mind, American General aims to simplify matters for their clients. With straightforward policies, useful articles and easy online account management, we’re comfortable pointing our readers toward American General for their life insurance needs.
American General provides straightforward insurance policies and makes certain that you have a clear idea of any policy you buy into.
American General offers life insurance policies well suited for every set of needs. Their term insurance pays out benefits only in the event of death. AG Select-a-Term life insurance is available in 10, 12 and 15 through 30 year terms. More costly insurance policies include American General’s universal life, index universal life, variable universal life and whole life insurance policies. Premiums vary on the policies according to payout potential and the cash value of the policies. Depending on the degree to which you’re hoping to use your life insurance policy as a financial tool, American General’s non-term policies offer varying degrees of payouts and death benefits.
American Elite Whole Life converts a portion of every premium to cash value which can be cashed out at a cost to death benefit payouts. American General offers a handful of variable life insurance plans that function primarily as long term legacy investment tools. AG Income Advantage select, for example, accumulates cash value, has flexible premium payments, includes death benefits and can be configured to contribute to a retirement fund.
If death benefits aren’t high on your list of priorities, American General also offers clients annuity plans. You have the choice of deferred annuities and immediate income annuities. American General has a variety of deferred annuities tailored according to premium payments, contract length and payout.
Small business owners or large families will want to take a look at American General’s group health and life insurance.
American General support staff can be contacted directly during normal business hours. American General’s online policy management also includes email and web support.
Source : http://insurance-quote-review.toptenreviews.com
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