Spectera Vision Insurance Review

Thursday, February 24, 2011

Spectera Vision Insurance Review



For over 40 years, Spectera has worked at achieving and exceeding its mission to provide clients and consumers with access to high quality vision care benefits that are affordable and simple to use. They have a proven record of providing quality, low-cost vision insurance with customized plans to fit any employer's needs and that is why we have rated them as one of the top online vision insurance companies.

Spectera Spectera Vision Insurance's Products & Services: 

This company is very similar to the top two online vision care sites we reviewed in their offerings in that they provide discounts on eye exams, frames and lenses, contact lenses, and on laser eye surgery. They do not make figures or amount of discounts available on their website. To find more detailed information on what types of reductions you can expect to find with this company, you will have to contact a representative. We found this to be frustrating when researching companies because it was hard to see where they ranked with the others cost wise. Also, it was not clear whether or not they offered more than one network plan, but assuming their statement of providing customized plans meant anything, there is more than likely numerous plans available.

We found that it is very uncommon for vision insurance companies to offer individual and family plans outside of employers, and this company is no different. All insurance plans need to be done through an employer benefit program.

Spectera Spectera Vision Insurance's Help & Support: 


Once you start clicking on links and searching the site, you will find they have organized the site in sections for members and non-members, clients and brokers, and providers and office staff.

Some other very handy services they provide include the About Us and Contact Us pages. It is very helpful when companies supply information about their company, mission and vision statement, and some history.

The Contact Us page is simple and straight-forward. They immediately list the address of their corporate office and a toll free phone number. If you are a member or future member, client or benefits manager, broker or consultant, or provider or an office staff member, there are specific contact links that list a phone number, email form, and address. When companies take the time to supply information like this, it shows they find value in eye health, vision insurance, and want to make sure you do too. In this section they have included information on the importance of having vision benefits, and the importance of vision to all ages of people.

They also supplied a glossary of vision terms and commonly used terms by your eye care professional. Although we did not find this vision wellness section to be as comprehensive as those in the top two companies we reviewed, we realize that those individuals not familiar with eye health will benefit greatly from this feature no matter how great or small.

A great segment they included in the members and non-members section is giving you help and tips on selecting the proper frames and lenses, as well as other lens add-ons. For individuals new to prescription eyewear, this piece of information is invaluable.

The FAQs or frequently asked questions page is also very helpful. It has a rather large selection of questions and answers that is sure to be a great starting point for any questions you might initially have.

Spectera Spectera Vision Insurance's Member Resources: 

They do an excellent job of giving you and your company the ability to access account information. There are login accounts for members, brokers or consultants, and providers and office staff where you can verify eligibility and plan information, and login to view claims and benefits. This is another added bonus that will save employees and employers time.

The broker/consultant section supplies some very useful information and outlines the benefits of using Spectera, the importance of eye insurance, along with some statistics and other helpful resources.



Source : http://toptenreviews.com

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